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Housing Loan Information

Residential Home Loan Regulations (MAS)

First Loan Second Loan Third Loan
Loan Tenure Up to 30 years 31-35 years Up to 30 years 31-35 years Up to 30 years 31-35 years
Age Age used to calculate loan tenure, will be based on income-weighted
Up to 65 Up to 70-75 Up to 70-75 Up to 65 Up to 70-75 Up to 70-75 Up to 65 Up to 70-75 Up to 70-75
Maximum LTV Limit 75% 55% 55% 45% 25% 25% 35% 15% 15%
20% (non-individuals)
Minimum Cash Down-Payment 5% 10% 10% 25% 25% 25% 25% 25% 25%
Guarantors / Co-borrowers All Co-borrowers must be mortgagors.
Guarantors must be co-borrowers if the latter did not pass the TDSR criteria
Mortgage Servicing Ratio N/A
Total Debt Servicing Ratio 55%
Stress Test Interest Rate 3.5%

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100% SOLD!

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Welcome to Avenue South Residence 南峰雅苑 !
Hello! Thank you for visiting
🎖️Avenue South Residence 南峰雅苑🎖️

Your home at the doorstep of Greater Southern Waterfront & Rail Corridor!! 🌊🌊🌊

🔊⚡ASR Is 100% SOLD!

🌇 Greater Southern Waterfront, 2,000 hectare, 6 times the size of Marina Bay!

❤Tap on the potential of the Greater Southern Waterfront❤

🏙 Newest Iconic 56-Storey

🏞 2 Upcoming MRT stations near CBD.

🎇 24km Rail Corridor

📈 First Mover Advantage


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